Skip to Content
COVID-19 Update
In accordance with current public health guidelines, a face covering must be worn by anyone entering a Self-Help branch. Before going to a branch, please check here for up-to-date information on all our locations.

SBA 504 Loans

Government-Backed Loans that Help Grow Your Business

Self-Help is a Certified Development Company (CDC) licensed by the U.S. Small Business Administration to offer SBA 504 loans. The 504 loan program is a powerful financing tool for small businesses looking to finance owner-occupied real estate or durable machinery and equipment.

Advantages of SBA 504 Loans

  • Low down payment (typically 10%) helps you conserve working capital.
  • Fixed interest rate eliminates interest rate risk and lets you plan for future cash flow demands.
  • Long-term financing (10- or 20-year terms) results in lower monthly payments.
  • Below-market interest rate gives you the freedom to put your money to its best use.

Learn more and apply at Self-Help’s SBA 504 program site:

Watch this story about a Self-Help SBA 504 borrower.