Why A Self-Help Credit Union Auto Loan? Our auto loans are structured to meet the needs of our members. We offer great rates to borrowers with strong credit histories, people with imperfect credit and also first-time auto borrowers. As an auto loan borrower, you also have access to deposit accounts, online services, and other loan offerings of Self-Help Credit Union. Browse this website to see what we have to offer. How to Apply Auto Loans To apply for an auto loan, contact your local branch. Members also may apply online by logging into online banking and accessing the "Loan Application" page under the "Online Services" menu item.