Fair and Affordable Home Loans Fair and affordable interest rates Flexible eligibility criteria Low down payment requirements No junk fees or private mortgage insurance Borrower/lender relationship maintained over the life of your loan For a limited time, down payment assistance is available! How to Apply Download Application - Print-and-mail. Simply fill out the application and print the completed form. Be sure to add your signature and the date. Mail or deliver the completed form (with any additional required documentation) to Self-Help Credit Union, 301 W. Main St., Durham, NC 27701. Make a Mortgage Payment Have a mortgage with us? We offer multiple ways to make a payment, including an online payment option. Learn more.