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Self-Help 100

Loans with No Income Limits

Looking for a 0% down payment option without income limits? For borrowers who have higher incomes, our Self-Help 100 loans offer an affordable option with no income or purchase price limits. 

Self-Help 100 Benefits

  • 0% down payment
  • Borrower contributes 1-4% of purchase price towards closing costs 
  • No private mortgage insurance (PMI)
  • Minimum credit score 620

Ready to get started?

Our experienced home lending team is here to help. We'll talk with you to understand your home-buying goals and your financial picture. 


When you meet with your loan officer, it's helpful to bring the following items (for yourself and your spouse or co-borrower):

  • Photo ID
  • Tax returns (two most recent years)
  • W2s (two most recent years)
  • Pay stubs (two most recent pay cycles)
  • Bank statements (two most recent months)